Going from solo agent to a mini-agency with sub-agents and Rs.1 crore+ annual commission is a 5-stage journey.

Stage 1: Solo (0-500 policies)

Focus on close networks. Use Agenex's free trial, set up the free website, automate WhatsApp reminders. Goal: 500 policies in 18 months.

Stage 2: Established (500-1,500 policies)

Renewal income kicks in. Add the first sub-agent. Upgrade to Diamond plan. Income: Rs.1.5-3 lakhs/month.

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Stage 3: Mini-Agency (1,500-5,000 policies)

Add 3-5 sub-agents. Create role-based access. Use Agenex's auto-split commissions. Income: Rs.4-8 lakhs/month.

Stage 4 & 5: Multi-Branch and Beyond

Stage 4: multiple branches, dedicated tele-callers. Stage 5: pivot to broker license. Income: Rs.50 lakhs+ per year.

FAQ

12-24 months depending on network size.

Around 500 policies.

Silver for Stage 1, Gold for Stage 2, Diamond for Stage 3+, Platinum for Stage 4+.

Typical splits are 60/40 or 70/30.

Past Stage 4 - broker license needs Rs.75 lakh capital.