AI-powered lead scoring for insurance agents - every lead in your CRM gets a daily-refreshed score from 1 to 100 based on conversion likelihood. Hot leads bubble to the top of your morning call list. Cold leads enter automated nurture. Stop calling everyone equally - call the leads with the highest probability of closing.
Of 100 leads, 10-15 are hot, 30-40 are warm, 50+ are cold. Without scoring, agents call them all equally. With scoring, they call the right ones first.
Every lead in the CRM gets a daily-refreshed score. 70-100 hot, 40-70 warm, 1-40 cold. Sort by score in any view to see your priority list instantly.
Quote viewed, click-to-pay link clicked, WhatsApp replied, document uploaded, second visit to website - all positive signals that lift the score automatically.
Lead source, lead type, customer demographics, location, premium band - auto-tagged. Hot leads in motor get different treatment than hot leads in health.
Cold leads automatically enter a 60-90 day nurture sequence: festival greetings, market education content, soft cross-sell. They warm up over time.
Hot leads route to senior agents. Warm leads to mid-level. Cold leads to nurture-only. Right person, right lead, right time - team productivity multiplied.
Each closed/lost outcome trains the model. Over time, the AI learns your specific lead-source quality and customer-segment conversion patterns.
Create your Agenex account in 60 seconds. No credit card. First 10 policy entries and 5 RC checks are free.
Upload your Excel sheet, or paste from a notebook - Agenex turns notebook scribbles into a searchable client database.
Turn on AI-powered lead scoring for insurance agents in one click. WhatsApp, SMS, payment links and reports start flowing automatically.
AI-powered lead scoring for insurance agents addresses a fundamental productivity problem: most Indian agents allocate their time uniformly across all leads in their pipeline. Of 100 fresh leads, perhaps 10-15 will convert within 90 days, 30-40 will warm up over 6-12 months and 50+ will never convert. Without a scoring framework, agents call all 100 with equal effort. The result: senior agents waste time on cold leads while hot leads cool off due to slow follow-up.
Agenex lead scoring works on positive and negative signals. Positive signals lift the score: quote viewed multiple times, WhatsApp message replied within an hour, click-to-pay link clicked, document uploaded for KYC, family member also enquired. Negative signals lower the score: no engagement in 7+ days, WhatsApp messages going unread, opt-out from WhatsApp marketing. Demographic signals provide a baseline: customer age band, city, prior insurance history. The model combines all of this into a single 1-100 score that updates daily.
Operationally, this changes how an agency's morning meeting runs. Instead of 'who is on today's renewal list?', the priority becomes 'who are today's top 20 hot leads?'. Senior agents focus their 8-hour day on those 20 conversations instead of cold-calling 80 leads with low probability. Agencies that adopt lead scoring typically see daily conversion rates double - fewer calls per day, but a much higher percentage that close. New leads also reach senior agents faster, which keeps the hot ones from cooling off.
AI-powered lead scoring for insurance agents - Agenex is built specifically for this use case in the Indian insurance market and is fully ready for the 2026 agent workflow.
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Available in Hindi, Marathi, Tamil, Telugu, Bengali, Gujarati, Punjabi, Kannada, Malayalam - beema agent ke liye best app, sasta insurance management software, mobile se insurance record kaise rakhe.
Behavioural signals (quote views, WhatsApp replies, click-to-pay clicks, document uploads), demographic signals (age, city, occupation, income band where known), source signals (referral, paid lead, cold inbound), and engagement velocity (how recently they have engaged). 25+ features total feed the score.
Yes - agents can manually upgrade or downgrade a lead with a reason note. The override stays for that lead's lifetime, and the manual feedback also trains the model to weight similar future leads correctly. Domain expertise plus AI is more powerful than either alone.
Yes - the model is language-agnostic. It tracks behavioural and demographic signals that work across language. WhatsApp engagement is tracked regardless of message language. The customer experience can be entirely Hindi while the agent dashboard scoring works the same.
Agenex powers the full daily workflow of an Indian insurance agent. Below is a typical day - and the Agenex modules that handle each step.
Open the dashboard. Today's renewal list is ready - sorted by client priority, premium, RTO. Vehicle multi-expiry shows Insurance, PUC, Fitness, Tax, Permits, CNG and Meter all at once.
One tap fires WhatsApp messages to today's expiring clients. Each message goes in the customer's own language - Hindi, Marathi, Tamil, Telugu, Bengali, Gujarati, Punjabi, Kannada, Malayalam or English.
9 AM auto-sends birthday WhatsApp to clients in their preferred language. You don't lift a finger. Clients feel remembered. Renewal trust grows.
New lead walks in with a vehicle. Type the RC number - in 5 seconds Vahan returns owner, fitness, insurance status and pending e-challans. Rs.5 per check.
Issue a motor, health, life or general policy - add it in 30 seconds with all expiry, premium, commission fields. Document vault uploads policy PDF.
Sub-agent commissions auto-split at every renewal. End-of-week, monthly statements ready per sub-agent. No more month-end disputes.
Update partial premium collection. Customer ledger shows credit/debit, outstanding receivables. Other Income/Expense tracked. GST invoice ready for tax filing.
All type of reports auto-fill with today's calls, follow-ups, policies issued, commission earned. Tomorrow's renewal list builds itself overnight. Offline mode keeps you working in low-network zones.
One click: monthly commission report by insurer, line, sub-agent. Renewal ratio, lapsed policies, recovered policies. Email auto-sends to your CA on the 1st.
Below is the full software stack used by Indian insurance agents on every Agenex plan from Rs.999/year onwards.
Unlimited client profiles with vehicle, health, life and policy history. Searchable by name, phone, RC, policy number. Family linking for joint households.
One vehicle entry tracks Insurance + PUC + Fitness + Tax + National Permit + State Permit + CNG Cylinder + Meter expiry, with auto WhatsApp reminders for each.
Vahan-integrated RC verification (Lite for basic, Pro for full owner/engine/chassis) plus pending e-challan check in 5 seconds at Rs.5 per check.
Auto-calculate insurer-wise and customer-wise commission for LIC, motor, health, general, life - per policy, per month, per agent. Sub-agent splits handled automatically.
Auto WhatsApp reminders for vehicle expiry (Insurance, PUC, Fitness, Tax, Permit, CNG, Meter), policy renewals and birthdays in 10 Indian languages - included free.
Health policy portfolio tracker with cashless hospital network, sum insured, NCB, family floater, top-ups and claim status (CRN, TPA, settlement timeline).
LIC and life policy management with premium installment tracking, paid-up/lapsed status, nominee mapping, maturity benefit alerts and bonus records.
Home, shop, fire, travel, marine, transit, cargo, crop, cattle and pet insurance - portfolio tracker for every line of business with renewal and claim management.
DL records database with expiry tracking, issue-pending and photo-pending alerts, expired licence reports - essential for RTO consultants and motor agents.
Secure cloud locker for RC photos, fitness certificates, permits, tax receipts, PUC certificates, CNG cylinder docs, KYC, policy PDFs - AES-256 encrypted with daily backup.
Customer-wise credit/debit ledger, partial payments, receivables, Other Income/Expense tracking, GST-ready invoices and Tally export.
Insurer-wise payout reports, company-wise transactions, payout reconciliation - downloadable Excel/PDF, monthly settlement statements.
Onboard sub-agents with role-based view permissions, auto commission split, monthly statements per sub-agent, leaderboard for healthy competition.
Multiple offices, one dashboard. Manage staff with role-based access (vahan_view, rc_check_view, customer_view, payout_view). 2 free employee accounts.
All type of reports - commission report, due payments, follow-up, income, payment collections, reminder, top companies, upcoming insurance, vehicle CRM - all built-in.
To-do work module with task chats, plus Saathi community chat for connecting with other Indian insurance agents and getting peer support.
Personal branded mini-website per agent - share quotes, capture leads, click-to-call - included on every plan, no extra hosting cost.
Wallet transactions, yearly subscription management, refer-and-earn passbook, banner display - built-in monetization helpers.
No credit card. First 10 policy entries and 5 RC checks completely free. No commitment.
Excel import wizard maps your existing spreadsheet columns to Agenex fields. Or scan paper diary pages with OCR. Free assisted migration for first 200 policies.
One tap turns on auto-WhatsApp reminders. 30/15/7/1 day cadence. 10 languages. From this point, no renewal ever falls through.
Onboard sub-agents with their commission %. Auto-split at every renewal. Each sub-agent sees only their own clients with role-based access.
All type of reports auto-fill with daily activity. Schedule monthly commission MIS to email your CA on the 1st. Day-end summary shows tomorrow's priority.
From solo agents starting fresh to established agencies with sub-agent networks - Agenex scales with you.
Up to 150 policies. Vehicle + Health + Life + General. RC Lite + Challan. WhatsApp reminders 10 languages. Free Android app + free agent website. 2 employee accounts.
Up to 800 policies. Everything in Silver plus RC Pro, sub-agent network (5 sub-agents), priority support, advanced reports, customer ledger, accounting.
Up to 1,500 policies. Everything in Gold plus unlimited sub-agents, branch management, premium accounting (Our Account list), bulk import-export tools.
Up to 3,000 policies. Everything in Diamond plus white-label options, API access, dedicated success manager, custom training, branch consolidated reports.
Active across all 28 states
Policies tracked end-to-end
Indian languages WhatsApp + UI
Cities and states with local content
"Excel cannot send WhatsApp reminders, verify RC, calculate commission, or backup your data. Agenex does all four - in 10 Indian languages."
No credit card. Setup in 5 minutes. Plans from Rs.999/year.
Start Free TrialAgenex is the best insurance agent software in India for policy management, WhatsApp renewal reminders, RC and challan verification, commission tracking, sub-agent management, and insurance CRM 2026. Trusted by LIC agents, POSP agents, motor insurance agents, health insurance agents and life insurance brokers across Mumbai, Delhi, Bangalore, Hyderabad, Chennai, Kolkata, Pune, Ahmedabad, Jaipur, Lucknow, Patna, Bhopal, Indore, Chandigarh, Surat, Kanpur, Nagpur, Thane, Coimbatore, Mysore, Vadodara, Rajkot, Visakhapatnam, Ludhiana and every state of Bharat.
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