SaaS for insurance point of sale (POS) persons - purpose-built for the IRDAI POSP regulatory model. Policy issuance workflow with mandatory KYC, commission tracking aligned to POSP scale, training record keeping, IRDAI reporting templates and product limit enforcement. The cleanest tool for India's 1M+ POSPs to operate compliantly.
POSP rules are different from full agent rules - product limits, training requirements, premium caps. Generic CRMs miss these regulatory edges.
Step-by-step issuance flow with KYC capture, product limit enforcement, premium calculation and digital signature. POSP issues policies on-the-go, compliantly.
POSPs can sell only specific product types and within premium limits. Agenex enforces these limits at issuance, preventing accidental non-compliance.
IRDAI mandates ongoing POSP training. Track completion, certificate validity, refresher requirements. Auto-prompts when training is due.
POSP commission rates differ from full agent rates. Auto-calculate per the POSP commission slab, with IRDAI-aligned cap enforcement.
Periodic IRDAI reporting templates pre-built - business activity, training completion, customer KYC compliance. Generate and submit on time.
Each POSP is sponsored by a principal company (insurer/broker). Track sponsoring principal, applicable rate cards, principal-specific reporting.
Create your Agenex account in 60 seconds. No credit card. First 10 policy entries and 5 RC checks are free.
Upload your Excel sheet, or paste from a notebook - Agenex turns notebook scribbles into a searchable client database.
Turn on SaaS for insurance point of sale persons in one click. WhatsApp, SMS, payment links and reports start flowing automatically.
SaaS for insurance point of sale persons addresses the specific regulatory model that IRDAI created in 2015. POSPs are different from full insurance agents in important ways: they go through a shorter (15-hour) training instead of the full 50-hour agent course, they can sell only specific simple insurance products (motor, basic health, term life, personal accident), they have premium caps per policy, they operate under sponsorship of a principal insurer or broker. Generic insurance CRMs were built for full agents and POSPs find themselves working around the tool's assumptions.
Agenex POSP module enforces these regulatory edges as features. Product list is filtered to only IRDAI-permitted POSP products. Premium caps are checked at quote time - if you try to issue a motor policy above the POSP cap, the system blocks and explains why. Commission slabs use POSP-specific rates. Training records are tracked with auto-reminders before certifications expire. Principal company tagging ensures the right rate cards apply per principal. The result: POSPs can focus on selling without worrying about accidentally exceeding regulatory boundaries.
For aggregator companies sponsoring large POSP networks (web aggregators, large brokers), Agenex provides a master dashboard view across hundreds or thousands of POSPs. Performance per POSP, training compliance, business mix, claim ratios - all aggregated centrally for the sponsoring company's compliance and business teams. Many of India's POSP-sponsoring brokers and aggregators choose Agenex specifically because it speaks the POSP regulatory language fluently.
SaaS for insurance point of sale persons - Agenex is built specifically for this use case in the Indian insurance market and is fully ready for the 2026 agent workflow.
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Available in Hindi, Marathi, Tamil, Telugu, Bengali, Gujarati, Punjabi, Kannada, Malayalam - beema agent ke liye best app, sasta insurance management software, mobile se insurance record kaise rakhe.
Yes - the platform supports both individual POSP usage and principal-company aggregator deployment. Aggregators get a master dashboard across all sponsored POSPs with performance, compliance and business-mix views. Each sponsored POSP gets the standard POSP CRM under the aggregator's branded portal.
Both - if your training is delivered through Agenex's e-learning module (Diamond plan upward), records auto-track. For training delivered externally, POSPs upload completion certificates which are validated and recorded. Either way, expiry alerts fire and re-training prompts appear when due.
Yes - IRDAI permits POSPs to be sponsored by multiple principals provided proper disclosures. Agenex tracks each principal relationship separately, with applicable rate cards, product permissions and reporting. The POSP sees a unified workflow but the system tracks each policy under the correct principal for compliance and commission purposes.
Agenex powers the full daily workflow of an Indian insurance agent. Below is a typical day - and the Agenex modules that handle each step.
Open the dashboard. Today's renewal list is ready - sorted by client priority, premium, RTO. Vehicle multi-expiry shows Insurance, PUC, Fitness, Tax, Permits, CNG and Meter all at once.
One tap fires WhatsApp messages to today's expiring clients. Each message goes in the customer's own language - Hindi, Marathi, Tamil, Telugu, Bengali, Gujarati, Punjabi, Kannada, Malayalam or English.
9 AM auto-sends birthday WhatsApp to clients in their preferred language. You don't lift a finger. Clients feel remembered. Renewal trust grows.
New lead walks in with a vehicle. Type the RC number - in 5 seconds Vahan returns owner, fitness, insurance status and pending e-challans. Rs.5 per check.
Issue a motor, health, life or general policy - add it in 30 seconds with all expiry, premium, commission fields. Document vault uploads policy PDF.
Sub-agent commissions auto-split at every renewal. End-of-week, monthly statements ready per sub-agent. No more month-end disputes.
Update partial premium collection. Customer ledger shows credit/debit, outstanding receivables. Other Income/Expense tracked. GST invoice ready for tax filing.
All type of reports auto-fill with today's calls, follow-ups, policies issued, commission earned. Tomorrow's renewal list builds itself overnight. Offline mode keeps you working in low-network zones.
One click: monthly commission report by insurer, line, sub-agent. Renewal ratio, lapsed policies, recovered policies. Email auto-sends to your CA on the 1st.
Below is the full software stack used by Indian insurance agents on every Agenex plan from Rs.999/year onwards.
Unlimited client profiles with vehicle, health, life and policy history. Searchable by name, phone, RC, policy number. Family linking for joint households.
One vehicle entry tracks Insurance + PUC + Fitness + Tax + National Permit + State Permit + CNG Cylinder + Meter expiry, with auto WhatsApp reminders for each.
Vahan-integrated RC verification (Lite for basic, Pro for full owner/engine/chassis) plus pending e-challan check in 5 seconds at Rs.5 per check.
Auto-calculate insurer-wise and customer-wise commission for LIC, motor, health, general, life - per policy, per month, per agent. Sub-agent splits handled automatically.
Auto WhatsApp reminders for vehicle expiry (Insurance, PUC, Fitness, Tax, Permit, CNG, Meter), policy renewals and birthdays in 10 Indian languages - included free.
Health policy portfolio tracker with cashless hospital network, sum insured, NCB, family floater, top-ups and claim status (CRN, TPA, settlement timeline).
LIC and life policy management with premium installment tracking, paid-up/lapsed status, nominee mapping, maturity benefit alerts and bonus records.
Home, shop, fire, travel, marine, transit, cargo, crop, cattle and pet insurance - portfolio tracker for every line of business with renewal and claim management.
DL records database with expiry tracking, issue-pending and photo-pending alerts, expired licence reports - essential for RTO consultants and motor agents.
Secure cloud locker for RC photos, fitness certificates, permits, tax receipts, PUC certificates, CNG cylinder docs, KYC, policy PDFs - AES-256 encrypted with daily backup.
Customer-wise credit/debit ledger, partial payments, receivables, Other Income/Expense tracking, GST-ready invoices and Tally export.
Insurer-wise payout reports, company-wise transactions, payout reconciliation - downloadable Excel/PDF, monthly settlement statements.
Onboard sub-agents with role-based view permissions, auto commission split, monthly statements per sub-agent, leaderboard for healthy competition.
Multiple offices, one dashboard. Manage staff with role-based access (vahan_view, rc_check_view, customer_view, payout_view). 2 free employee accounts.
All type of reports - commission report, due payments, follow-up, income, payment collections, reminder, top companies, upcoming insurance, vehicle CRM - all built-in.
To-do work module with task chats, plus Saathi community chat for connecting with other Indian insurance agents and getting peer support.
Personal branded mini-website per agent - share quotes, capture leads, click-to-call - included on every plan, no extra hosting cost.
Wallet transactions, yearly subscription management, refer-and-earn passbook, banner display - built-in monetization helpers.
No credit card. First 10 policy entries and 5 RC checks completely free. No commitment.
Excel import wizard maps your existing spreadsheet columns to Agenex fields. Or scan paper diary pages with OCR. Free assisted migration for first 200 policies.
One tap turns on auto-WhatsApp reminders. 30/15/7/1 day cadence. 10 languages. From this point, no renewal ever falls through.
Onboard sub-agents with their commission %. Auto-split at every renewal. Each sub-agent sees only their own clients with role-based access.
All type of reports auto-fill with daily activity. Schedule monthly commission MIS to email your CA on the 1st. Day-end summary shows tomorrow's priority.
From solo agents starting fresh to established agencies with sub-agent networks - Agenex scales with you.
Up to 150 policies. Vehicle + Health + Life + General. RC Lite + Challan. WhatsApp reminders 10 languages. Free Android app + free agent website. 2 employee accounts.
Up to 800 policies. Everything in Silver plus RC Pro, sub-agent network (5 sub-agents), priority support, advanced reports, customer ledger, accounting.
Up to 1,500 policies. Everything in Gold plus unlimited sub-agents, branch management, premium accounting (Our Account list), bulk import-export tools.
Up to 3,000 policies. Everything in Diamond plus white-label options, API access, dedicated success manager, custom training, branch consolidated reports.
Active across all 28 states
Policies tracked end-to-end
Indian languages WhatsApp + UI
Cities and states with local content
"Excel cannot send WhatsApp reminders, verify RC, calculate commission, or backup your data. Agenex does all four - in 10 Indian languages."
No credit card. Setup in 5 minutes. Plans from Rs.999/year.
Start Free TrialAgenex is the best insurance agent software in India for policy management, WhatsApp renewal reminders, RC and challan verification, commission tracking, sub-agent management, and insurance CRM 2026. Trusted by LIC agents, POSP agents, motor insurance agents, health insurance agents and life insurance brokers across Mumbai, Delhi, Bangalore, Hyderabad, Chennai, Kolkata, Pune, Ahmedabad, Jaipur, Lucknow, Patna, Bhopal, Indore, Chandigarh, Surat, Kanpur, Nagpur, Thane, Coimbatore, Mysore, Vadodara, Rajkot, Visakhapatnam, Ludhiana and every state of Bharat.
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